3098 SW Cedar Trail, Palm City, FL 34990

$995,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,746 Status: Active
Current Price: $995,000 List Date: 5/20/2026 Last Modified: 8/22/2026

Overview

Description

Live the South Florida boating dream in a Key West-style waterfront retreat where Old Florida charm meets effortless ocean access. From your private dock, cruise scenic waterways with no fixed bridges and enjoy a quick ride toward open water. Set among lush landscaping, this elevated Palm City home offers privacy, breezes, water views, & true indoor-outdoor living. A long screened balcony extends the main living space into the treetops, perfect for sunset views. Vaulted ceilings, an open upper-level layout, updated coastal interiors, and a primary suite positioned to enjoy the views create a relaxed waterfront feel. Downstairs offers guest bedrooms & flex space for a media room, game room, or visitor retreat. With 95+/- feet of waterfront, private dock, 10,000 lb. boat lift, heated pool, new hot tub, cabana, a Cargo Lift, & multi-zone A/C with new A/C upstairs (July 2026), this home delivers the lifestyle buyers imagine when they dream of FL living. Bonus: House NOT in a flood zone!

Listing Details MLS# M20055624

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
4
Bathrooms Total
2
Bathrooms Full
2
Building Area Main
2746
Building Area Source
Public Records
Living Area Main
2746
Year Built
1996
Lot Size Area
10236.6
Lot Size Acres
0.24
Senior Community YN
No
Guest House YN
No
Waterfront YN
Yes
Outdoor Living Spaces YN
Yes
Stories Total
2
Direction Faces
East
Fireplace YN
Yes
Pool Private YN
Yes
Year Roof Installed
1996

Property Features

Association Fee Includes: Common Areas Dining Area: Breakfast Area; Dining/Living Room; Snack Bar/Counter Electric: Three Phase Flooring: Carpet; Tile; Wood Leasing Permitted Details: Okay To Lease; Short Term Rentals Allowed Parking Features: Driveway Property Condition: Resale; Updated/Remodeled Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Washer; Water Purifier; Cooktop; Range Water Purifier Details: Water Purifier Owned Architectural Style: Key West Construction Materials: Fiber Cement Cooling: Ceiling Fan(s); Central Air Association Type: Homeowner Association Fencing: Fenced Heating: Central; Electric Interior Features: Bedroom Layout - Split; Cathedral Ceiling(s); Elevator; Entrance Foyer; High Ceilings; Kitchen Island; Pantry; Upstairs Living Area; Vaulted Ceiling(s); Walk-In Closet(s) Listing Terms: Cash; Conventional; VA Loan Lot Features: Cul-De-Sac; Fruit Tree(s) Membership: No Membership Available Other Structures: Shed(s) Pets Allowed YN: Yes Pets Allowed: Number Limit; Size Limit Pool Features: Equipment Included; Heated; In Ground Possession: Close Of Escrow; Negotiable Road Surface Type: Paved Roof: Metal Security Features: Smoke Detector(s) Sewer: Septic Tank Sprinkler Description: Auto Sprinkler Structure Type: House Tax Information: County Only; No Homestead Utilities: Cable Available; Electricity Available; Phone Available; Sewer Available Water Access: Ocean Access Water View: Canal Waterfront Features: Navigable Water; No Fixed Bridges Canal Width: Canal Width 1-80 Feet Window Features: Blinds Showing Requirements: Listing Agent Must Accompany; Occupied; Schedule Online; Showing Service; Sign On Property Outdoor Living Spaces: Balcony; Deck; Patio Balcony Details: Balcony - Covered; Balcony - Screened Patio Details: Patio - Covered; Patio - Open Acreage Description: Less Than 1/4 Acre Lot

Contract Information

Comp Sale YN
No
Original List Price
1050000

Location and Legal

Country
United States
County Or Parish
Martin
County Parish Name
Martin
Street Number
3098
Street Direction Prefix
SW
Street Name
Cedar
Street Suffix
Trail
City Name
Palm City
State Or Province
FL
Postal Code
34990
Postal Zip
34990
Subdivision Name
Rustic Hills
Development Name
Rustic Hills
Area
6090 - Palm City
Geographic Area
MRTC - Martin County
Elementary School
Bessey Creek
Middle Or Junior School
Hidden Oaks
High School
Martin County
Parcel Number
123840001000004104
Zoning
res

Financial Information

Association YN
Yes
Association Deposit YN
No
Association Fee
25
Association Fee Frequency
Monthly
Association Membership
Mandatory
Estimated Monthly Assoc Recurring Fee
25
Membership Fee Required YN
No
Tax Annual Amount
13702
Tax Year
2025
Tax Legal Description
RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296

Status Change Information

Major Change Timestamp
2026-06-17T16:51:31Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-06-17T16:51:31Z
Status Change Date
2026-05-20

More Information

Leasing Permitted Details

Leasing Permitted YN
Yes

Member Equity

Membership Equity YN
No

Boat and Dock Information

Dock
Yes

Originating Details

Originating System Key
613901617
Originating System ID
M00000165
IDX
Listing Office: Keller Williams of the Treasure Coast
Source MLS Verified
Last Updated: August - 22 - 2026
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