3900 W 17th Street, Panama City, FL 32401 (MLS# A12098392)

3900 W 17th Street, Panama City, FL 32401

New Listing

$652,000

Virtual Tour

https://www.propertypanorama.com/instaview/mia/A11915918

Property Type: Residential Bedrooms: 7 Baths: 7 Status: Active

Current Price: $652,000 List Date: 9/30/2026 Last Modified: 10/02/2026

Overview

Description

Rare opportunity in Panama City: a pool home and a triplex together on one oversized lot, walking distance from the bay. The main house 5 beds, 3.5 baths, a private pool, home gym, and a 2-car garage. Next door on the same parcel, three separate units, each 1/1 with separate water and electrical meters. Live in the main house and let the triplex help pay the mortgage, set up a home office or work-from-home space, keep extended family close while everyone has their own door, or hold the whole property as a four-unit investment. The large shared lot gives room for parking, gardening, and outdoor gatherings. Flexible layout may suit a variety of group living uses, subject to buyer verification of zoning and licensing. Minutes to downtown, the marina, and St. Andrews. Opportunities like this are hard to find, so schedule your showing today.

Listing Details MLS# A12098392

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 7
Bathrooms Total: 7
Bathrooms Full: 6
Bathrooms Half: Yes
Year Built: 1950
Garage YN: Yes
Garage Spaces: 2
Covered Spaces: 2
Senior Community YN: No
Guest House YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Direction Faces: East
Pool Private YN: Yes
Furnished: Unfurnished

Property Features

Exterior Features: Barbecue Flooring: Tile; Vinyl Leasing Permitted Details: Okay To Lease Parking Features: Garage Door Opener Property Condition: Resale Construction Materials: CBS; Wood Siding Cooling: Central Air Fencing: Fenced Heating: Central Interior Features: Storage Levels: One Listing Terms: Cash; Conventional; FHA; Lease Option Lot Features: Corner Lot Other Structures: Outbuilding Pets Allowed YN: Yes Pool Features: In Ground Possession: Close Of Escrow Restrictions: No Restrictions Roof: Shingle; Other Sewer: Public Sewer; Septic Tank Special Information: Sold As-Is Tax Information: Tax Reflects No Exemptions Water Source: Public Showing Requirements: Call Listing Agent Outdoor Living Spaces: Deck Room Types: Laundry; Maid/In-Law Quarters Acreage Description: 1/2 To Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 652
Occupant Type: Vacant

Location and Legal

Country: United States
County Or Parish: Bay
County Parish Name: Bay
Street Number: 3900
Street Direction Prefix: W
Street Name: 17th
Street Suffix: Street
City Name: Panama City
State Or Province: FL
Postal Code: 32401
Postal Zip: 32401
Subdivision Name: Bayview Addition to St. An
Area: 5940 - Other Florida County
Geographic Area: Other
Parcel Number: 28385000000
Zoning: R2

Financial Information

Membership Fee Required YN: No
Tax Annual Amount: 819635
Tax Year: 2025
Tax Legal Description: BAYVIEW ADD LOTS 8 THRU 14 INC BLK 24 ORB 4485 P 818 79C3

Status Change Information

Major Change Timestamp: 2026-10-02T03:57:15Z
Major Change Type: Price Change
Price Change Timestamp: 2026-10-02T03:57:15Z
Status Change Date: 2026-10-01

More Information

Entry Information

Entry Level: Yes

Leasing Permitted Details

Leasing Permitted YN: Yes

Pool Size Details

Pool Size (WxL): 12x20

Section Details

Parcel Number MLX: 2838

Originating Details

Originating System Key: 565342182
Originating System ID: M00000151

Room Information

Room Name
Maid/In-Law Quarters
Laundry

Listing Office: Legacy Capital Realty

Last Updated: October - 02 - 2026

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