4109 SE Whiticar Way, Stuart, FL 34997

$1,995,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 3,148 Status: Active
Current Price: $1,995,000 List Date: 5/26/2026 Last Modified: 8/01/2026

Overview

Description

Welcome to direct ocean access in the guard-gated community of Mariner Cay, offering the rare combination of HOA security with the freedom of a non-HOA property and no associated fees. This unique residence, originally a duplex, has been thoughtfully reconfigured into a spacious two bedroom, two bathroom single-family home. Set on approximately 150 feet of prime canal frontage, the property is a true boater’s dream. Enjoy a newly constructed 16’ x 76’ dock (2024), brand-new seawall (2024), and a 10,000 lb boat lift (2019), all designed for seamless and convenient access to open water. A rare opportunity to own a flexible, waterfront property that delivers both privacy and premier boating access perfect for those seeking the ultimate coastal lifestyle.

Listing Details MLS# M20055189

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
2
Bathrooms Total
3
Bathrooms Full
2
Bathrooms Half
Yes
Building Area Main
3148
Building Area Source
Public Records
Living Area Main
2556
Year Built
1972
Gated Community YN
Yes
Lot Size Area
34412.4
Lot Size Acres
0.79
Senior Community YN
No
Guest House YN
No
Waterfront YN
Yes
Outdoor Living Spaces YN
Yes
Stories Total
Yes
Direction Faces
South
Pool Private YN
Yes
Furnished
Unfurnished

Property Features

Exterior Features: Outdoor Shower Flooring: Tile; Other Parking Features: Driveway; RV Access/Parking; Unpaved Property Condition: Resale Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater Architectural Style: Ranch Construction Materials: Concrete; Stucco Cooling: Central Air; Electric Heating: Central; Electric Interior Features: Bedroom Layout - Split; Pantry; Walk-In Closet(s) Laundry Features: Laundry Tub Listing Terms: Cash; Conventional Membership: No Membership Available Other Structures: Shed(s) Pets Allowed YN: Yes Pets Allowed: Number Limit; Size Limit Pool Features: In Ground Possession: Close Of Escrow; Negotiable Restrictions: No Restrictions Road Frontage Type: East of US-1; Private Road Roof: Composition; Shingle Security Features: Gated with Guard; Security Guard; Gated Community Sewer: Public Sewer Special Information: Sold As-Is; Disclosure Sprinkler Description: Auto Sprinkler Structure Type: House Tax Information: County Only; Homestead Exemption Utilities: Cable Available; Sewer Available; Water Available View: Pool Water Access: Ocean Access Water Source: Public Water View: Canal Waterfront Features: Navigable Water; Seawall; No Fixed Bridges Canal Width: Canal Width 1-80 Feet Window Features: Bay Window(s); Drapes Showing Requirements: Appointment Only; Listing Agent Must Accompany; Schedule Online; Security Guard Outdoor Living Spaces: Patio; Porch Patio Details: Patio - Open Porch Details: Porch - Open Acreage Description: 1/2 To Less Than 1 Acre Lot

Contract Information

Comp Sale YN
No
Original List Price
1995000

Location and Legal

Country
United States
County Or Parish
Martin
County Parish Name
Martin
Street Number
4109
Street Direction Prefix
SE
Street Name
Whiticar
Street Suffix
Way
City Name
Stuart
State Or Province
FL
Postal Code
34997
Postal Zip
34997
Subdivision Name
Hanson Grant/inside Mariner Cay
Development Name
Hanson Grant/inside Mariner Cay
Area
6070 - Stuart - South of Indian St
Geographic Area
MRTC - Martin County
Elementary School
Port Salerno
Middle Or Junior School
Dr. David L. Anderson
High School
Martin County
Parcel Number
523841000000000504
Zoning
RES
Directions
St Lucie Blvd east of A1A to Mariner Cay guard gate, right at gate, then left at Whiticar Way, home is on the left

Financial Information

Association Deposit YN
No
Membership Fee Required YN
No
Tax Annual Amount
12181.2
Tax Year
2025
Tax Legal Description
*HANSON GRANT PART OF N 6/15 OF LOTS 18 19 & 20; *see full legal in broker remarks

Remarks and Miscellaneous

Public Historical Remarks
Boat Services: Private Dock

More Information

Status Change Information

Major Change Timestamp
2026-05-26T18:15:24Z
Major Change Type
Back on Market
Status Change Date
2026-05-26

Member Equity

Membership Equity YN
No

Boat and Dock Information

Dock
Yes

Originating Details

Originating System Key
595641920
Originating System ID
M00000165
IDX
Listing Office: Coldwell Banker Realty
Source MLS Verified
Last Updated: August - 01 - 2026
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